증여재산 - 로포리셋

증여재산
2026년 기초연금 선정기준액 247만원, 부부면 얼마까지 받을까

만 65세 생신을 앞두고 기초연금 신청을 준비하시는 분들이라면 가장 먼저 부딪히는 벽이 바로 선정기준액입니다. 분명 소득이 많지 않다고 생각했는데 막상 계산해 보면 단독가구 247만원, 부부가구 395만원이라는 기준을 살짝 넘겨 탈락하는 사례가 적지 …
기초생활수급자 자녀 보험, 부모 명의면 환급금이 모두 재산으로 잡힌다

기초생활수급자에게 보험은 생각보다 복잡한 문제입니다. 특히 자녀 보험의 계약자를 부모 명의로 해두었다면, 그 보험의 해약환급금이 모두 부모의 금융재산으로 잡혀 수급 자격에 영향을 줄 수 있습니다. 많은 분들이 "보험 명의만 바꾸면 되지 않을까?"라고…
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